Privacy Policy

1. Introduction

njm6 ("we," "us," "our," or "the Site") provides tips, guides, and methods related to earning money online, including side hustles, digital income ideas, and AI-related opportunities.

This Privacy Policy is drafted in compliance with the General Data Protection Regulation (Regulation (EU) 2016/679, "GDPR"), and also addresses the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) for visitors from California, USA. It explains what personal data we process, why, on what legal basis, and what rights you have.

By using this website — including by posting a comment — you acknowledge that you have read and understood this Privacy Policy.

The content on njm6 is provided for informational and educational purposes only. We do not guarantee any specific income results, and nothing on this site constitutes financial or investment advice.

2. Data Controller

The data controller responsible for your personal data is:

njm6 Website: https://www.njmx.site/ Email: info@njm6.com

For any privacy-related inquiry, please contact us using the email above.

3. What Personal Data We Collect

3.1 Data You Provide When Commenting

Our website includes a comments section allowing visitors to engage with our articles. When you submit a comment, we (or our comment service provider) may collect and store:

• Your name (or the display name you choose to use)
• Your email address (if the comment form requests it — not published publicly)
• Your website/URL (optional, if provided)
• The content of your comment
• Your IP address
• Timestamp of submission
• If you comment using a Google Account, basic public profile information associated with that account (name, profile picture) may be displayed, as governed by Google's own privacy policy

Legal basis: Your explicit consent, given at the moment you voluntarily submit a comment.

Retention: Comments (and associated data) are retained indefinitely as part of the public discussion on the article, unless you request removal (see Section 7), or until removed by us for moderation purposes.

Public visibility: Please be aware that your name, comment content, and (if provided) website link are publicly visible to all visitors of the page. Do not include sensitive personal information in your comment.

3.2 Data Collected Automatically (via Cookies and Third-Party Services)

When you visit our website, certain technical data is automatically collected through cookies and similar tracking technologies, primarily via third-party services:

• IP address
• Browser type and version
• Device type and operating system
• Pages visited, time on page, and referring URL
• Approximate geographic location (derived from IP)

This data is processed by third-party services described in Section 5, not stored directly by us.

3.3 What We Do NOT Collect

• We do not require account registration to read our content
• We do not operate contact forms or newsletter subscriptions beyond what is described above
• We do not collect payment or financial information

4. Legal Basis for Processing (GDPR Article 6)

For EEA visitors, non-essential cookies (analytics and advertising) are only activated after you provide consent via our cookie consent banner. You may withdraw consent at any time.

5. Third-Party Services and Data Processors

We rely on the following third-party providers, each acting as an independent data controller or processor with respect to the data they collect:

5.1 Google AdSense

Used to display advertisements. Google uses cookies (e.g., the DoubleClick cookie) to serve ads based on your browsing history across websites.

• Opt out: Google Ads Settings | www.aboutads.info | youronlinechoices.eu
• Google's data practices: How Google uses information from sites that use our services

5.2 Google Analytics

Used to measure aggregated, anonymized traffic patterns to help us improve our content.

• Opt out: Google Analytics Opt-out Browser Add-on

5.3 Blogger Commenting System (Google/Blogger)

Our comment system is powered by Blogger (Google LLC). Comment data, including any linked Google Account information, is subject to Google's Privacy Policy.

5.4 Affiliate Links

Some articles may contain affiliate links to third-party products or services. Clicking these links may result in the destination website setting its own cookies, governed by that website's privacy policy — not ours. If you make a purchase via an affiliate link, we may earn a commission at no extra cost to you.

All third-party providers listed above may process data outside the EEA (see Section 9 on International Transfers).

6. Cookies

EEA visitors are presented with a cookie consent banner on first visit, allowing them to accept or reject non-essential cookies before they are activated. You can also manage or delete cookies at any time via your browser settings.

7. Your Rights Under GDPR

If you are located in the EEA, UK, or Switzerland, you have the following rights regarding your personal data:

• Right to access — request a copy of the personal data we (or our processors) hold about you
• Right to rectification — request correction of inaccurate or incomplete data
• Right to erasure ("right to be forgotten") — request deletion of your comment or associated personal data
• Right to restrict processing — request that we limit how your data is used
• Right to object — object to processing based on legitimate interests or for direct marketing
• Right to data portability — receive your data in a structured, commonly used format
• Right to withdraw consent — withdraw consent at any time (e.g., via cookie settings), without affecting the lawfulness of processing before withdrawal
• Right to lodge a complaint — file a complaint with your national Data Protection Authority (DPA) if you believe your rights have been violated

To exercise any of these rights, contact us at info@njm6.com. We will respond within one (1) month, as required under GDPR Article 12.

To request removal of a specific comment, please include the article URL, the comment text, and (if possible) the approximate date it was posted.

8. Rights for California Residents (CCPA/CPRA)

California residents have the right to:

• Know what categories of personal information are collected and how they are used
• Request deletion of personal information
• Opt out of the sale or sharing of personal information
• Non-discrimination for exercising these rights

We do not sell personal information. Data shared with Google (via AdSense/Analytics/Blogger comments) is limited to what is described in this policy. To submit a request, contact info@njm6.com.

9. International Data Transfers

Some of our third-party providers (Google) are based in, or process data in, the United States and other countries outside the EEA. Where such transfers occur, Google implements appropriate safeguards, including the EU-U.S. Data Privacy Framework and/or Standard Contractual Clauses (SCCs) approved by the European Commission, to ensure your data receives an adequate level of protection. For details, see Google's Privacy Policy.

10. Data Retention

• Comments: Retained indefinitely as part of the public article discussion, unless deletion is requested or moderation removes them.
• Analytics/Advertising cookie data: Retained according to Google's own retention periods (typically 14–26 months for Analytics, per Google's default settings).

11. Data Security

We take reasonable technical and organizational measures to protect data associated with comments (e.g., relying on Blogger/Google's secure infrastructure). However, no method of internet transmission or storage is 100% secure, and we cannot guarantee absolute security.

12. Children's Privacy

Our website is not directed to children under the age of 16. We do not knowingly collect personal data from children. If a parent or guardian believes a child has submitted personal data (e.g., via a comment), please contact us at info@njm6.com so we can remove it.

13. Data Breach Notification

In the unlikely event of a data breach affecting your personal data, and where required under GDPR Article 33/34, we will notify the relevant supervisory authority within 72 hours of becoming aware of the breach, and will inform affected individuals without undue delay where the breach is likely to result in a high risk to their rights and freedoms.

14. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technologies, or legal requirements. The "Last Updated" date at the top of this page will be revised accordingly. We encourage you to review this policy regularly.

15. Contact Us

For any questions, concerns, or requests regarding this Privacy Policy or your personal data:

Website: https://www.njm.site/ Email: info@njm6.com